I admit since the time I got married, I really didn't pay much attention in updating my information with the government, more so the ID's involved. Had I done it earlier, I wouldn't have encountered some delays with getting my earnings from Odesk. But then again, that's all under the bridge now for I just requested my earnings to be withdrawn and I shall get it within this week!

I'm just thankful that RCBC allows one to open an account using a Barangay certificate and Police clearance. The opening requirement is also very affordable, with just P500 you can get your card (no name embossed) that same day! But if you do opt for one that has your name embossed on the card, you'll have to wait for a week. Now the only downside aside from the succeeding fees from Odesk everytime I'd do an LTF, would be the fee charged by RCBC which is P100. But then again, it doesn't matter. I'm just thankful they approved my application and besides I'll get my EON debit card soon.

I've also tried BPI. Well, I do have a payroll account with them, but it has zero balance. So if I would use it, I'll have to deposit P3000 for it's maintaining balance. It's too expensive considering the fact that I'll just use it to transfer funds from Odesk. BPI is also strict when it comes to their requirements, they don't accept secondary ID's. So I let it go. 

Lastly, I've applied for an EON Bank Debit Card online. Just register, choose from the list of branches that process one day application. Once completed you'll be given a reference number to present during your branch visit.  You just have to bring your annual fee payment of P350 and one valid ID and you're good to go, you'll get your EON Debit card in a single Branch visit! Now talk about convenience!

If you have existing bank accounts, of course, it's gonna be easier. But then for a newbie like me, it's all just part of the experience! Happy work week everyone! 

5 Easy steps in creating your life dreams

Reading  Bro. Bo Sanchez's book " Simplify and Live the Good Life" inspired me to create my life dreams. My mind immediately started flashing images that I felt a sudden rush flowing through my veins. The process of doing this is evolving and simply never boring. I myself am done writing it but I k'm open to revisions that may happen along the way.

So here are 5 easy steps to help you get started on  your life dreams.

1. Jot it down. Whether on paper or as a file save on your computers documents. We all know written goals are more likely to come true that of those left hanging in the air.

2. Make a visual representation. Create your dreamboard. Cut out pictures and images of things you would like to achieve and put it in a place where you could see it everyday.

3. Be specific.  Avoid making general statements like "I will spend more time with my husband". Instead, use "Each night before going to bed we will discuss how our day went" or "Friday nights are date nights with hubby."

4. Be realistic. Each goal must be accompanied with an actual plan of action. Divide your life goals in 5, 10, or 20 year spans so you don't end up scattering your energy on achieving too many things at the same time. Doing this will also help you avoid feeling overwhelmed or frustrated.

5. Keep dreaming, Continue praying. Don't lose hope and just stay focused. Remember that every flower bud blooms at the  right time and every prayer is answered in God's time.

Happy life-dream writing everyone!